How to format your references using the Journal of Financial Stability citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Stability. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Detrick, R.S., 2000. Seafloor spreading. Portrait of a magma chamber. Nature 406, 578–579.
A journal article with 2 authors
Medley, G.F., Nokes, D.J., 2009. Epidemiology. Does viral diversity matter? Science 325, 274–275.
A journal article with 3 authors
Fiske, S.T., Harris, L.T., Cuddy, A.J.C., 2004. Social psychology. Why ordinary people torture enemy prisoners. Science 306, 1482–1483.
A journal article with 4 or more authors
Shi, T., Lv, W., Zhang, L., Chen, J., Chen, H., 2014. Association of HLA-DR4/HLA-DRB1*04 with Vogt-Koyanagi-Harada disease: a systematic review and meta-analysis. Sci. Rep. 4, 6887.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
King, J.A., Timacheff, S., 2008. Digital Photography for Dummies®. Wiley Publishing, Inc., Hoboken, NJ.
An edited book
Dontchev, A.L., 2009. Implicit Functions and Solution Mappings: A View from Variational Analysis, Springer Monographs in Mathematics. Springer, New York, NY.
A chapter in an edited book
Rizomilioti, V., 2006. Exploring Epistemic Modality in Academic Discourse Using Corpora, in: Macià, E.A., Cervera, A.S., Ramos, C.R. (Eds.), Information Technology in Languages for Specific Purposes: Issues and Prospects, Educational Linguistics. Springer US, Boston, MA, pp. 53–71.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Stability.

Blog post
Hamilton, K., 2016. What Exactly Does “Instantaneous’ Mean? [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1996. Intermodal Freight Transportation: Projects and Planning Issues (No. NSIAD-96-159). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Sharp, K., 2016. The Epistolary Form: A Familiar Fiction (Doctoral dissertation). George Washington University, Washington, DC.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Shpigel, B., 2017. Obliviously, Wentz Fuels The Eagles’ Giddy Rise. New York Times B7.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Detrick, 2000).
This sentence cites two references (Detrick, 2000; Medley and Nokes, 2009).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Medley and Nokes, 2009)
  • Three or more authors: (Shi et al., 2014)

About the journal

Full journal titleJournal of Financial Stability
AbbreviationJ. Fin. Stab.
ISSN (print)1572-3089
ScopeGeneral Economics, Econometrics and Finance

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