How to format your references using the Journal of Financial Stability citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Stability. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Heimann, M., 2005. Obituary: Charles David Keeling 1928-2005. Nature 437, 331.
A journal article with 2 authors
Johnson, L.D.S., Jameson, S.C., 2009. Immunology. A chronic need for IL-21. Science 324, 1525–1526.
A journal article with 3 authors
Mayadas, A.F., Bourne, J., Bacsich, P., 2009. Online education today. Science 323, 85–89.
A journal article with 4 or more authors
Amidzic, O., Riehle, H.J., Fehr, T., Wienbruch, C., Elbert, T., 2001. Pattern of focal gamma-bursts in chess players. Nature 412, 603.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Sapienza, A.M., 2004. Managing Scientists. John Wiley & Sons, Inc., Hoboken, NJ.
An edited book
Chen, Z., Chen, H., Miao, Q., Fu, Y., Fox, E., Lim, E.-P. (Eds.), 2005. Digital Libraries: International Collaboration and Cross-Fertilization: 7th International Conference on Asian Digital Libraries, ICADL 2004, Shanghai, China, December 13-17, 2004. Proceedings, Lecture Notes in Computer Science. Springer, Berlin, Heidelberg.
A chapter in an edited book
Eichel, J.A., Bizheva, K.K., Clausi, D.A., Fieguth, P.W., 2010. Automated 3D Reconstruction and Segmentation from Optical Coherence Tomography, in: Daniilidis, K., Maragos, P., Paragios, N. (Eds.), Computer Vision – ECCV 2010: 11th European Conference on Computer Vision, Heraklion, Crete, Greece, September 5-11, 2010, Proceedings, Part III, Lecture Notes in Computer Science. Springer, Berlin, Heidelberg, pp. 44–57.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Stability.

Blog post
Andrew, E., 2014. Could measles cure cancer? Uh, not exactly… [WWW Document]. IFLScience. URL…/ (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1993. Railroad Safety: Human Factor Accidents and Issues Affecting Engineer Work Schedules (No. RCED-93-160BR). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
McClenahan, A., 2017. The Impact of Media Promulgated Fear on the Psyche: Love Will Prevail (Doctoral dissertation). Pacifica Graduate Institute, Carpinteria, CA.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Burghardt, L.F., 2008. For Sabbath on Saturdays, Fewer Open Shops. New York Times LI13.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Heimann, 2005).
This sentence cites two references (Heimann, 2005; Johnson and Jameson, 2009).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Johnson and Jameson, 2009)
  • Three or more authors: (Amidzic et al., 2001)

About the journal

Full journal titleJournal of Financial Stability
AbbreviationJ. Fin. Stab.
ISSN (print)1572-3089
ScopeGeneral Economics, Econometrics and Finance

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