How to format your references using the Journal of Financial Stability citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Stability. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Gershon, D., 2003. Complex political, ethical and legal issues surround research on human embryonic stem cells. Nature 422, 928–929.
A journal article with 2 authors
Surani, A., Tischler, J., 2012. Stem cells: a sporadic super state. Nature 487, 43–45.
A journal article with 3 authors
Prokopenko, A.A., Karabanov, E.B., Williams, D.F., 2002. Age of long sediment cores from Lake Baikal. Nature 415, 976.
A journal article with 4 or more authors
Organ, C.L., Schweitzer, M.H., Zheng, W., Freimark, L.M., Cantley, L.C., Asara, J.M., 2008. Molecular phylogenetics of mastodon and Tyrannosaurus rex. Science 320, 499.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
McMillan, E.J., 2010. Not-for-Profit Budgeting and Financial Management. John Wiley & Sons, Inc., Hoboken, NJ.
An edited book
Plemenos, D., Miaoulis, G. (Eds.), 2010. Intelligent Computer Graphics 2010, Studies in Computational Intelligence. Springer, Berlin, Heidelberg.
A chapter in an edited book
Rosenkrantz, D.J., Stearns, R.E., Lewis, P.M., 2009. Consistency and serializability in concurrent database systems, in: Ravi, S.S., Shukla, S.K. (Eds.), Fundamental Problems in Computing: Essays in Honor of Professor Daniel J. Rosenkrantz. Springer Netherlands, Dordrecht, pp. 99–132.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Stability.

Blog post
Andrews, R., 2016. Being A Psychopath Is A Good Thing, As Long As You’re A Charmer [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 2005. Telecommunications: Market Developments in the Global Satellite Services Industry and the Implementation of the ORBIT Act (No. GAO-05-550T). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Roberts, E.M., 2006. Whose Books Get Published?: Individual Agency and the Business of Children’s Publishing (Doctoral dissertation). University of Cincinnati, Cincinnati, OH.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Saslow, L., 2007. The Week; Lowe’s Completes Deal To Buy Catering Hall. New York Times 14LI2.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Gershon, 2003).
This sentence cites two references (Gershon, 2003; Surani and Tischler, 2012).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Surani and Tischler, 2012)
  • Three or more authors: (Organ et al., 2008)

About the journal

Full journal titleJournal of Financial Stability
AbbreviationJ. Fin. Stab.
ISSN (print)1572-3089
ScopeGeneral Economics, Econometrics and Finance

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