How to format your references using the Journal of Financial Stability citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Stability. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Nielsen, M.W., 2015. Make academic job advertisements fair to all. Nature 525, 427.
A journal article with 2 authors
Boughn, S., Crittenden, R., 2004. A correlation between the cosmic microwave background and large-scale structure in the Universe. Nature 427, 45–47.
A journal article with 3 authors
Hunte, C., Zickermann, V., Brandt, U., 2010. Functional modules and structural basis of conformational coupling in mitochondrial complex I. Science 329, 448–451.
A journal article with 4 or more authors
Crotty, S., Kersh, E.N., Cannons, J., Schwartzberg, P.L., Ahmed, R., 2003. SAP is required for generating long-term humoral immunity. Nature 421, 282–287.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Sarker, D.K., 2013. Pharmaceutical Emulsions. John Wiley & Sons, Ltd, Chichester, UK.
An edited book
Ramon, J., Denis, L.J. (Eds.), 2007. Prostate Cancer, Recent Results in Cancer Research. Springer, Berlin, Heidelberg.
A chapter in an edited book
Biró, M., Molnár, B., 2007. Synergies Between the Common Criteria and Process Improvement, in: Abrahamsson, P., Baddoo, N., Margaria, T., Messnarz, R. (Eds.), Software Process Improvement: 14th European Conference, EuroSPI 2007, Potsdam, Germany, September 26-28, 2007. Proceedings, Lecture Notes in Computer Science. Springer, Berlin, Heidelberg, pp. 31–45.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Stability.

Blog post
Andrews, R., 2016. A Scientist Explains Why Your Cat Is So Weird [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 2017. Tribal Transportation: Better Data Could Improve Road Management and Inform Indian Student Attendance Strategies (No. GAO-17-423). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Thom, R.R., 2008. Beyond the numbers: A phenomenological study of intangible assets for small manufacturing business valuation (Doctoral dissertation). University of Phoenix, Phoenix, AZ.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Herrman, J., 2017. Up in Arms. New York Times MM11.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Nielsen, 2015).
This sentence cites two references (Nielsen, 2015, 2015).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Boughn and Crittenden, 2004)
  • Three or more authors: (Crotty et al., 2003)

About the journal

Full journal titleJournal of Financial Stability
AbbreviationJ. Fin. Stab.
ISSN (print)1572-3089
ScopeGeneral Economics, Econometrics and Finance

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