How to format your references using the Journal of Financial Stability citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Stability. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Nichols, C.G., 2006. KATP channels as molecular sensors of cellular metabolism. Nature 440, 470–476.
A journal article with 2 authors
Brasier, M., Antcliffe, J., 2004. Paleobiology. Decoding the Ediacaran enigma. Science 305, 1115–1117.
A journal article with 3 authors
Pilet, S., Baker, M.B., Stolper, E.M., 2008. Metasomatized lithosphere and the origin of alkaline lavas. Science 320, 916–919.
A journal article with 4 or more authors
Sañudo-Wilhelmy, S.A., Kustka, A.B., Gobler, C.J., Hutchins, D.A., Yang, M., Lwiza, K., Burns, J., Capone, D.G., Raven, J.A., Carpenter, E.J., 2001. Phosphorus limitation of nitrogen fixation by Trichodesmium in the central Atlantic Ocean. Nature 411, 66–69.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Bacon, C.R., 2012. Practical Risk-Adjusted Performance Measurement. John Wiley & Sons Ltd, Oxford, UK.
An edited book
Klein, S., 2012. Pro SQL Database for Windows Azure: SQL Server in the Cloud, Second Edition. ed. Apress, Berkeley, CA.
A chapter in an edited book
Carless, M.A., Griffiths, L.R., 2011. Cytogenetics of Primary Skin Tumors, in: Murphy, M.J. (Ed.), Molecular Diagnostics in Dermatology and Dermatopathology. Humana Press, Totowa, NJ, pp. 57–72.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Stability.

Blog post
Andrew, E., 2015. What Does The Inside Of A Kangaroo’s Pouch Look Like? [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 2003. Special Education: Numbers of Formal Disputes Are Generally Low and States Are Using Mediation and Other Strategies to Resolve Conflicts (No. GAO-03-897). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Lopez, D.E., 2009. Understanding and responding to culturally based spiritual phenomena among Latino clinicians (Doctoral dissertation). California State University, Long Beach, Long Beach, CA.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Vecsey, G., 2015. A New York Icon Who Shone Just Outside the Bright Lights. New York Times B15.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Nichols, 2006).
This sentence cites two references (Brasier and Antcliffe, 2004; Nichols, 2006).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Brasier and Antcliffe, 2004)
  • Three or more authors: (Sañudo-Wilhelmy et al., 2001)

About the journal

Full journal titleJournal of Financial Stability
AbbreviationJ. Fin. Stab.
ISSN (print)1572-3089
ScopeGeneral Economics, Econometrics and Finance

Other styles