How to format your references using the Journal of Financial Stability citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Stability. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Lovett, R.A., 2000. PLANETARY SCIENCE: “Spiders” Channel Mars Polar Ice Cap. Science 289, 1853a–4a.
A journal article with 2 authors
Abbott, L.F., Regehr, W.G., 2004. Synaptic computation. Nature 431, 796–803.
A journal article with 3 authors
Mempel, T.R., Henrickson, S.E., Von Andrian, U.H., 2004. T-cell priming by dendritic cells in lymph nodes occurs in three distinct phases. Nature 427, 154–159.
A journal article with 4 or more authors
Kasturi, S.P., Skountzou, I., Albrecht, R.A., Koutsonanos, D., Hua, T., Nakaya, H.I., Ravindran, R., Stewart, S., Alam, M., Kwissa, M., Villinger, F., Murthy, N., Steel, J., Jacob, J., Hogan, R.J., García-Sastre, A., Compans, R., Pulendran, B., 2011. Programming the magnitude and persistence of antibody responses with innate immunity. Nature 470, 543–547.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Spence, R., 2008. Introductory Circuits. John Wiley & Sons, Ltd., Chichester, West Sussex.
An edited book
Cai, Z., Liu, S. (Eds.), 2013. Applications of MALDI-TOF Spectroscopy, Topics in Current Chemistry. Springer, Berlin, Heidelberg.
A chapter in an edited book
Heaslip, G., Haavisto, I., Kovács, G., 2016. Cash as a Form of Relief, in: Zobel, C.W., Altay, N., Haselkorn, M.P. (Eds.), Advances in Managing Humanitarian Operations, International Series in Operations Research & Management Science. Springer International Publishing, Cham, pp. 59–78.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Stability.

Blog post
Hamilton, K., 2016. How Your Christmas Turkey Arrives Already Stuffed – With Antibiotics [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1999. Year 2000 Computing Challenge: Concerns About Compliance Information on Biomedical Equipment (No. T-AIMD-99-209). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Cusick, J.A., 2012. Does size really matter? How synchrony and size affect the dynamic of aggression between two sympatric species of dolphin in the Bahamas (Doctoral dissertation). Florida Atlantic University, Boca Raton, FL.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Williams, J., 2017. Baldwin Burns Strong. New York Times BR4.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Lovett, 2000).
This sentence cites two references (Abbott and Regehr, 2004; Lovett, 2000).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Abbott and Regehr, 2004)
  • Three or more authors: (Kasturi et al., 2011)

About the journal

Full journal titleJournal of Financial Stability
AbbreviationJ. Fin. Stab.
ISSN (print)1572-3089
ScopeGeneral Economics, Econometrics and Finance

Other styles