How to format your references using the Journal of Financial Services Research citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Services Research. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteFind the style here: output styles overview
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Buckholtz NS (2011) Perspective: in search of biomarkers. Nature 475:S8
A journal article with 2 authors
Cory DG, Havel TF (2004) Physics. Ion entanglement in quantum information processing. Science 304:1456–1457
A journal article with 3 authors
Li G-W, Oh E, Weissman JS (2012) The anti-Shine-Dalgarno sequence drives translational pausing and codon choice in bacteria. Nature 484:538–541
A journal article with 5 or more authors
Tezcan FA, Kaiser JT, Mustafi D, et al (2005) Nitrogenase complexes: multiple docking sites for a nucleotide switch protein. Science 309:1377–1380

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Onstott S (2017) AutoCAD® and AutoCAD LT® Essentials. John Wiley & Sons, Inc., Indianapolis, Indiana
An edited book
Viscusi G (2010) Information Systems for eGovernment: A Quality-of-Service Perspective. Springer, Berlin, Heidelberg
A chapter in an edited book
Barra M (2008) Pure Iteration and Periodicity. In: Beckmann A, Dimitracopoulos C, Löwe B (eds) Logic and Theory of Algorithms: 4th Conference on Computability in Europe, CiE 2008, Athens, Greece, June 15-20, 2008 Proceedings. Springer, Berlin, Heidelberg, pp 42–51

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Services Research.

Blog post
Andrew D (2016) What To Do About Liberia’s Island Colony Of Abandoned Lab Chimps? In: IFLScience. Accessed 30 Oct 2018


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office (1977) Observations on Software Centers. U.S. Government Printing Office, Washington, DC

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
He W (2017) A Comprehensive Analysis of Fracture Initiation and Propagation in Sandstones based on Micro-Level Observation and Digital Imaging Correlation. Doctoral dissertation, University of Louisiana

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Hirsch GA (2013) Building Their Sport Stride By Stride. New York Times B15

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Buckholtz 2011).
This sentence cites two references (Cory and Havel 2004; Buckholtz 2011).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Cory and Havel 2004)
  • Three or more authors: (Tezcan et al. 2005)

About the journal

Full journal titleJournal of Financial Services Research
AbbreviationJ. Fin. Serv. Res.
ISSN (print)0920-8550
ISSN (online)1573-0735
Economics and Econometrics

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