How to format your references using the Journal of Financial Services Research citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Services Research. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteFind the style here: output styles overview
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Lander GH (2003) Physics. Sensing electrons on the edge. Science 301:1057–1059
A journal article with 2 authors
Kress TL, Guthrie C (2006) Molecular biology. Accurate RNA siting and splicing gets help from a DEK-hand. Science 312:1886–1887
A journal article with 3 authors
Stewart JT, Gaebler JP, Jin DS (2008) Using photoemission spectroscopy to probe a strongly interacting Fermi gas. Nature 454:744–747
A journal article with 5 or more authors
Bertaux J-L, Leblanc F, Witasse O, et al (2005) Discovery of an aurora on Mars. Nature 435:790–794

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Pinoli J-C (2014) Mathematical Foundations of Image Processing and Analysis 1. John Wiley & Sons, Inc., Hoboken, NJ
An edited book
Guo Y, Friston K, Aldo F, et al (eds) (2015) Brain Informatics and Health: 8th International Conference, BIH 2015, London, UK, August 30 - September 2, 2015. Proceedings, 1st ed. 2015. Springer International Publishing, Cham
A chapter in an edited book
Skorupa G (2014) Method of Constructing the Cognitive State for Context-Dependent Utterances in the Form of Conditionals. In: Nguyen NT (ed) Transactions on Computational Collective Intelligence XIV. Springer, Berlin, Heidelberg, pp 100–119

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Services Research.

Blog post
Andrew E (2015) New Mapping Effort To Help Battle Lyme Disease. In: IFLScience. Accessed 30 Oct 2018


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office (1990) Technology Transfer: Copyright Law Constrains Commercialization of Some Federal Software. U.S. Government Printing Office, Washington, DC

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Milner M (2009) An evaluation of the influence of case method instruction on the reflective thinking of MSW students. Doctoral dissertation, University of South Florida

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Hodara S (2017) A Creative Enclave That Welcomes the Eclectic. New York Times RE13

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Lander 2003).
This sentence cites two references (Lander 2003; Kress and Guthrie 2006).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Kress and Guthrie 2006)
  • Three or more authors: (Bertaux et al. 2005)

About the journal

Full journal titleJournal of Financial Services Research
AbbreviationJ. Fin. Serv. Res.
ISSN (print)0920-8550
ISSN (online)1573-0735
Economics and Econometrics

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