How to format your references using the Journal of Financial Services Research citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Services Research. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteFind the style here: output styles overview
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Bowles S (2006) Group competition, reproductive leveling, and the evolution of human altruism. Science 314:1569–1572
A journal article with 2 authors
Wright KP Jr, Czeisler CA (2002) Absence of circadian phase resetting in response to bright light behind the knees. Science 297:571
A journal article with 3 authors
Zwaan MA, van Dokkum PG, Verheijen MA (2001) Hydrogen 21-centimeter emission from a galaxy at cosmological distance. Science 293:1800–1802
A journal article with 5 or more authors
Diehl MR, Zhang K, Lee HJ, Tirrell DA (2006) Engineering cooperativity in biomotor-protein assemblies. Science 311:1468–1471

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Narayanasamy P (2005) Postharvest Pathogens and Disease Management. John Wiley & Sons, Inc., Hoboken, NJ
An edited book
Zereini F, Hötzl H (eds) (2008) Climatic Changes and Water Resources in the Middle East and North Africa. Springer, Berlin, Heidelberg
A chapter in an edited book
Grigori L, Jacquelin M, Khabou A (2014) Performance Predictions of Multilevel Communication Optimal LU and QR Factorizations on Hierarchical Platforms. In: Kunkel JM, Ludwig T, Meuer HW (eds) Supercomputing: 29th International Conference, ISC 2014, Leipzig, Germany, June 22-26, 2014. Proceedings. Springer International Publishing, Cham, pp 76–92

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Services Research.

Blog post
Carpineti A (2016) Martian Volcanism May Have Shaped A Region As Big As North America. In: IFLScience. Accessed 30 Oct 2018


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office (1985) [Request for Opinion Concerning Exchange Agreements Between Patent and Trademark Office and Private Firms]. U.S. Government Printing Office, Washington, DC

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Clark DK (2009) Professional values: A study of education and experience in nursing students and nurses. Doctoral dissertation, Capella University

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
MacFARQUHAR N, Kishkovsky S (2015) Russian History Gets a Makeover That Starts With Ivan the Terrible. New York Times A4

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Bowles 2006).
This sentence cites two references (Wright and Czeisler 2002; Bowles 2006).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Wright and Czeisler 2002)
  • Three or more authors: (Diehl et al. 2006)

About the journal

Full journal titleJournal of Financial Services Research
AbbreviationJ. Fin. Serv. Res.
ISSN (print)0920-8550
ISSN (online)1573-0735
Economics and Econometrics

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