How to format your references using the Journal of Financial Services Research citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Services Research. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteFind the style here: output styles overview
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Huybers P (2011) Combined obliquity and precession pacing of late Pleistocene deglaciations. Nature 480:229–232
A journal article with 2 authors
Green CS, Bavelier D (2003) Action video game modifies visual selective attention. Nature 423:534–537
A journal article with 3 authors
Bania TM, Rood RT, Balser DS (2002) The cosmological density of baryons from observations of 3He+ in the Milky Way. Nature 415:54–57
A journal article with 5 or more authors
Nakatsu T, Ichiyama S, Hiratake J, et al (2006) Structural basis for the spectral difference in luciferase bioluminescence. Nature 440:372–376

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Mesterton-Gibbons M (2007) A Concrete Approach to Mathematical Modelling. John Wiley & Sons, Inc., Hoboken, NJ
An edited book
Tolk A, Jain LC (eds) (2011) Intelligence-Based Systems Engineering. Springer, Berlin, Heidelberg
A chapter in an edited book
Dabrowska C, Li M, Fan Y (2016) Apoptotic Caspases in Promoting Cancer: Implications from Their Roles in Development and Tissue Homeostasis. In: Gregory CD (ed) Apoptosis in Cancer Pathogenesis and Anti-cancer Therapy: New Perspectives and Opportunities. Springer International Publishing, Cham, pp 89–112

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Services Research.

Blog post
Taub B (2016) New Treatment “Reverses” Cocaine Addiction In Rats. In: IFLScience. Accessed 30 Oct 2018


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office (2011) Highway Emergency Relief: Strengthened Oversight of Project Eligibility Decisions Needed. U.S. Government Printing Office, Washington, DC

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Griess JO (2010) A canine audience: The effect of Animal-Assisted Therapy on reading progress among students identified with learning disabilities. Doctoral dissertation, University of South Florida

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Crow K (2002) Space With a Day-Glo Past Reincarnated as Apartments. New York Times 147

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Huybers 2011).
This sentence cites two references (Green and Bavelier 2003; Huybers 2011).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Green and Bavelier 2003)
  • Three or more authors: (Nakatsu et al. 2006)

About the journal

Full journal titleJournal of Financial Services Research
AbbreviationJ. Fin. Serv. Res.
ISSN (print)0920-8550
ISSN (online)1573-0735
Economics and Econometrics

Other styles