How to format your references using the Journal of Banking and Finance citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Banking and Finance. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Maxmen, A., 2015. Animal behaviour: Come mate with me. Nature 526, S8-10.
A journal article with 2 authors
Dye, C., Raviglione, M., 2013. Perspective: Weigh all TB risks. Nature 502, S13.
A journal article with 3 authors
Song, K., Yeom, E., Lee, S.J., 2014. Real-time imaging of pulvinus bending in Mimosa pudica. Sci. Rep. 4, 6466.
A journal article with 4 or more authors
Zhu, X.K., Guo, Y., O’Nions, R.K., Young, E.D., Ash, R.D., 2001. Isotopic homogeneity of iron in the early solar nebula. Nature 412, 311–313.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Bacon, C.R., 2012. Practical Risk-Adjusted Performance Measurement. John Wiley & Sons Ltd, Oxford, UK.
An edited book
Boffeli, T.J. (Ed.), 2015. Osteomyelitis of the Foot and Ankle: Medical and Surgical Management, 1st ed. 2015. ed. Springer International Publishing, Cham.
A chapter in an edited book
Muluk, H., Malik, I., 2009. Peace Psychology of Grassroots Reconciliation: Lessons Learned from the “Baku Bae” Peace Movement, in: Noor, N.M., Montiel, C.J. (Eds.), Peace Psychology in Asia. Springer US, New York, NY, pp. 85–103.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Banking and Finance.

Blog post
Hale, T., 2016. Check Out This Remote Control SpaceX Falcon 9 Rocket Nail Its Landing [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1991. Major ADP Systems: DOD Does Not Always Comply With Statutory Restriction on Obligations (No. IMTEC-91-16). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Watkins, D., 2008. The common factors between coaching cultures and transformational leadership, transactional leadership, and high-performance organizational cultures (Doctoral dissertation). University of Phoenix, Phoenix, AZ.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Vanderwoude, M., 2016. Precious Scents on Father’s Day. New York Times A22.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Kreeger, 2002).
This sentence cites two references (Assmann, 2005; Laughlin, 2010).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Dye and Raviglione, 2013)
  • Three or more authors: (Paul et al., 2013)

About the journal

Full journal titleJournal of Banking and Finance
AbbreviationJ. Bank. Financ.
ISSN (print)0378-4266
ScopeEconomics and Econometrics

Other styles