How to format your references using the Journal of Banking and Finance citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Banking and Finance. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Sanderson, K., 2007. Display of flexibility. Nature 445, 473.
A journal article with 2 authors
Latch, D.E., McNeill, K., 2006. Microheterogeneity of singlet oxygen distributions in irradiated humic acid solutions. Science 311, 1743–1747.
A journal article with 3 authors
Quax, R., Kandhai, D., Sloot, P.M.A., 2013. Information dissipation as an early-warning signal for the Lehman Brothers collapse in financial time series. Sci. Rep. 3, 1898.
A journal article with 4 or more authors
Zeng, X., Tamai, K., Doble, B., Li, S., Huang, H., Habas, R., Okamura, H., Woodgett, J., He, X., 2005. A dual-kinase mechanism for Wnt co-receptor phosphorylation and activation. Nature 438, 873–877.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Egan, W.F., 2011. Advanced Frequency Synthesis by Phase Lock. John Wiley & Sons, Inc., Hoboken, NJ.
An edited book
Silhavy, R., Senkerik, R., Oplatkova, Z.K., Prokopova, Z., Silhavy, P. (Eds.), 2015. Artificial Intelligence Perspectives and Applications: Proceedings of the 4th Computer Science On-line Conference 2015 (CSOC2015), Vol 1: Artificial Intelligence Perspectives and Applications, Advances in Intelligent Systems and Computing. Springer International Publishing, Cham.
A chapter in an edited book
Quashigah, A.Y., 2014. Why Teach Social Studies from a Global and Multicultural Perspective?, in: Asabere-Ameyaw, A., Anamuah-Mensah, J., Dei, G.S., Raheem, K. (Eds.), Indigenist African Development and Related Issues: Towards a Transdisciplinary Perspective. SensePublishers, Rotterdam, pp. 65–77.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Banking and Finance.

Blog post
Luntz, S., 2014. Bizarre Asteroid Has “Negative Gravity” [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1980. Need for NASA To Provide Congress More Complete Cost Information on Its Projects (No. PSAD-81-7). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Liang, C.-C., 2013. Fate of bacterial and viral indicators in an advanced wastewater treatment plant (Doctoral dissertation). University of Maryland, College Park, College Park, MD.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Ahmed, A., Nunez, P., Blinder, A., 2016. From Haiti to Florida, a Hurricane’s Trail of Disaster and Near Misses. New York Times A24.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Sanderson, 2007).
This sentence cites two references (Latch and McNeill, 2006; Sanderson, 2007).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Latch and McNeill, 2006)
  • Three or more authors: (Zeng et al., 2005)

About the journal

Full journal titleJournal of Banking and Finance
AbbreviationJ. Bank. Financ.
ISSN (print)0378-4266
ScopeEconomics and Econometrics

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