How to format your references using the Journal of Banking and Finance citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Banking and Finance. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Polishchuk, L.V., 2002. Ecology. Conservation priorities for Russian mammals. Science 297, 1123.
A journal article with 2 authors
Ginther, D.K., Kahn, S., 2015. WOMEN IN SCIENCE. Comment on “Expectations of brilliance underlie gender distributions across academic disciplines.” Science 349, 391.
A journal article with 3 authors
Chalancon, G., Kruse, K., Babu, M.M., 2012. Cell biology. Reconfiguring regulation. Science 335, 1050–1051.
A journal article with 4 or more authors
Ibata, R., Irwin, M., Lewis, G., Ferguson, A.M., Tanvir, N., 2001. A giant stream of metal-rich stars in the halo of the galaxy M31. Nature 412, 49–52.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Goria, S., 2017. Methods and Tools for Creative Competitive Intelligence. John Wiley & Sons, Inc., Hoboken, NJ.
An edited book
Nishita, T., Peng, Q., Seidel, H.-P. (Eds.), 2006. Advances in Computer Graphics: 24th Computer Graphics International Conference, CGI 2006, Hangzhou, China, June 26-28, 2006. Proceedings, Lecture Notes in Computer Science. Springer, Berlin, Heidelberg.
A chapter in an edited book
Bartholin, L., Vincent, D.F., Valcourt, U., 2013. TGF-β as Tumor Suppressor: In Vitro Mechanistic Aspects of Growth Inhibition, in: Moustakas, A., Miyazawa, K. (Eds.), TGF-β in Human Disease. Springer Japan, Tokyo, pp. 113–138.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Banking and Finance.

Blog post
Andrews, R., 2017. The World’s Only Sample Of Metallic Hydrogen Just Vanished [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 2006. Federal Transit Administration: Progress Made in Implementing Changes to the Job Access Program, but Evaluation and Oversight Processes Need Improvement (No. GAO-07-43). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Gary, J.O., 2011. Women’s social networking: Steps that organize low-technology users with emergency needs (Doctoral dissertation). Pepperdine University, Malibu, CA.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Kenigsberg, B., 2017. Alina. New York Times C11.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Polishchuk, 2002).
This sentence cites two references (Ginther and Kahn, 2015; Polishchuk, 2002).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Ginther and Kahn, 2015)
  • Three or more authors: (Ibata et al., 2001)

About the journal

Full journal titleJournal of Banking and Finance
AbbreviationJ. Bank. Financ.
ISSN (print)0378-4266
ScopeEconomics and Econometrics

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