How to format your references using the Journal of Banking and Finance citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Banking and Finance. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Malissen, B., 2003. Immunology. Switching off TCR signaling. Science 302, 1162–1163.
A journal article with 2 authors
Schramke, V., Allshire, R., 2003. Hairpin RNAs and retrotransposon LTRs effect RNAi and chromatin-based gene silencing. Science 301, 1069–1074.
A journal article with 3 authors
Palikaras, K., Lionaki, E., Tavernarakis, N., 2015. Coordination of mitophagy and mitochondrial biogenesis during ageing in C. elegans. Nature 521, 525–528.
A journal article with 4 or more authors
Qian, X., Kraft, J., Ni, Y., Zhao, F.-Q., 2014. Production of recombinant human proinsulin in the milk of transgenic mice. Sci. Rep. 4, 6465.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Abid, M.M., 2006. Spacecraft Sensors. John Wiley & Sons, Ltd, Chichester, UK.
An edited book
Cognetta, A.B., Jr., Mendenhall, W.M. (Eds.), 2013. Radiation Therapy for Skin Cancer. Springer, New York, NY.
A chapter in an edited book
Bernecker, P.M., 2008. Therapeutic Approaches and Mechanisms of Drug Action, in: Grampp, S. (Ed.), Radiology of Osteoporosis, Medical Radiology. Springer, Berlin, Heidelberg, pp. 53–68.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Banking and Finance.

Blog post
Hale, T., 2016. New Ant Species Discovered In Poisonous Frog’s Puke [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 2013. Federal Retirement Processing: OPM Is Pursuing Incremental Information Technology Improvements after Canceling a Modernization Plagued by Management Weaknesses (No. GAO-13-580T). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Zhao, X., 2006. Exfoliation Corrosion Kinetics of High Strength Aluminum Alloys (Doctoral dissertation). Ohio State University, Columbus, OH.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Williams, J., 2017. August Wilson Has a Biographer. New York Times C3.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Malissen, 2003).
This sentence cites two references (Malissen, 2003; Schramke and Allshire, 2003).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Schramke and Allshire, 2003)
  • Three or more authors: (Qian et al., 2014)

About the journal

Full journal titleJournal of Banking and Finance
AbbreviationJ. Bank. Financ.
ISSN (print)0378-4266
ScopeEconomics and Econometrics

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