How to format your references using the Financial Innovation citation style

This is a short guide how to format citations and the bibliography in a manuscript for Financial Innovation. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

Paperpile	The citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNote	Find the style here: output styles overview
Mendeley, Zotero, Papers, and others	The style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeX	BibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author

Fynbo JPU (2014) Astronomy. An exceptionally bright gamma-ray burst. Science 343:34–35

A journal article with 2 authors

Su F, Xu P (2014) Genomic analysis of thermophilic Bacillus coagulans strains: efficient producers for platform bio-chemicals. Sci Rep 4:3926

A journal article with 3 authors

Thürmer K, Hwang RQ, Bartelt NC (2006) Surface self-organization caused by dislocation networks. Science 311:1272–1274

A journal article with 5 or more authors

Andrews OE, Cha DJ, Wei C, Patton JG (2014) RNAi-mediated gene silencing in zebrafish triggered by convergent transcription. Sci Rep 4:5222

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book

Ratzliff A, Unutzer J, Katon W, Stephens KA (2015) Integrated Care. John Wiley & Sons, Inc, Hoboken, NJ

An edited book

Cristofaro ED, Murdoch SJ (eds) (2014) Privacy Enhancing Technologies: 14th International Symposium, PETS 2014, Amsterdam, The Netherlands, July 16-18, 2014. Proceedings. Springer International Publishing, Cham

A chapter in an edited book

Mosteller F (2010) Who Wrote the Disputed Federalist Papers, Hamilton or Madison? In: Fienberg SE, Hoaglin DC, Tanur JM (eds) The Pleasures of Statistics: The Autobiography of Frederick Mosteller. Springer, New York, NY, pp 47–67

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Financial Innovation.

Blog post

Hale T (2016) You Can Now Listen To A Song That Hasn’t Been Played For 1,000 Years. In: IFLScience. Accessed 30 Oct 2018

Reports

This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report

Government Accountability Office (1988) Space Science: Status of the Hubble Space Telescope Program. U.S. Government Printing Office, Washington, DC

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation

Roache RS (2015) Missouri Public School Teachers’ Perception of Tenure. Doctoral dissertation, Lindenwood University

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article

(nyt) SK (2004) World Briefing | Europe: Russia: 11 Killed In Chechen Ambushes. New York Times A6

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Fynbo 2014).
This sentence cites two references (Fynbo 2014; Su and Xu 2014).

Here are examples of in-text citations with multiple authors:

Two authors: (Su and Xu 2014)
Three or more authors: (Andrews et al. 2014)

About the journal

Full journal title	Financial Innovation
ISSN (online)	2199-4730
Scope