How to format your references using the Journal of Financial Intermediation citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Intermediation. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Gottfried, K., 2000. Inferring the statistical interpretation of quantum mechanics from the classical limit. Nature 405, 533–536.
A journal article with 2 authors
Brosi, B.J., Biber, E.G.N., 2012. Conservation. Citizen involvement in the U.S. Endangered Species Act. Science 337, 802–803.
A journal article with 3 authors
Franco, A., Malhotra, N., Simonovits, G., 2014. Social science. Publication bias in the social sciences: unlocking the file drawer. Science 345, 1502–1505.
A journal article with 4 or more authors
Yeung, T., Gilbert, G.E., Shi, J., Silvius, J., Kapus, A., Grinstein, S., 2008. Membrane phosphatidylserine regulates surface charge and protein localization. Science 319, 210–213.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Thomas, C.G., 2014. Greece. John Wiley & Sons, Ltd, Oxford.
An edited book
Odell, J., Giorgini, P., Müller, J.P. (Eds.), 2005. Agent-Oriented Software Engineering V: 5th International Workshop, AOSE 2004, New York, NY, USA, July 19, 2004. Revised Selected Papers, Lecture Notes in Computer Science. Springer, Berlin, Heidelberg.
A chapter in an edited book
Shokrollahi, A., 2009. Theory and applications of Raptor codes, in: Emmer, M., Quarteroni, A. (Eds.), Mathknow: Mathematics, Applied Sciences and Real Life. Springer, Milano, pp. 59–89.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Intermediation.

Blog post
Andrew, E., 2015. Flower Pharmacies Help Bees Fight Parasites [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1995. Information Superhighway: An Overview of Technology Challenges (No. AIMD-95-23). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Horn, S.W., 2008. Syntax, Semantics, and Pragmatics of Accusative-Quotative Constructions in Japanese (Doctoral dissertation). Ohio State University, Columbus, OH.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
St. John Kelly, E., 1995. The Neediest Cases; Chasing Her Dream Through Education. New York Times 126.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Gottfried, 2000).
This sentence cites two references (Brosi and Biber, 2012; Gottfried, 2000).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Brosi and Biber, 2012)
  • Three or more authors: (Yeung et al., 2008)

About the journal

Full journal titleJournal of Financial Intermediation
ISSN (print)1042-9573
ScopeEconomics and Econometrics

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