How to format your references using the Journal of Financial Intermediation citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Intermediation. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Koen, D., 2004. Nuts and bolts. Selling your skills. Nature 427, 570.
A journal article with 2 authors
Mahadevan, L., Rica, S., 2005. Self-organized origami. Science 307, 1740.
A journal article with 3 authors
Sasaki, T., Yamamoto, Y., Koashi, M., 2014. Practical quantum key distribution protocol without monitoring signal disturbance. Nature 509, 475–478.
A journal article with 4 or more authors
Karuppagounder, S.S., Brahmachari, S., Lee, Y., Dawson, V.L., Dawson, T.M., Ko, H.S., 2014. The c-Abl inhibitor, nilotinib, protects dopaminergic neurons in a preclinical animal model of Parkinson’s disease. Sci. Rep. 4, 4874.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Anstädt, T., Keller, I., Lutz, H., 2010. Intelligente Videoanalyse. Wiley-VCH Verlag GmbH & Co. KGaA, Weinheim, Germany.
An edited book
Joarder, R., 2012. Case Studies in Chest Imaging. Springer, London.
A chapter in an edited book
de Noya, B.A., González, O.N., 2015. Clinical Aspects in Foodborne Chagas Disease, in: González, O., Robertson, L.J. (Eds.), Trypanosoma Cruzi as a Foodborne Pathogen, SpringerBriefs in Food, Health, and Nutrition. Springer International Publishing, Cham, pp. 33–40.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Intermediation.

Blog post
Andrew, E., 2014. Upcoming Battery Will Charge Phones And Electric Cars in Minutes [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 2011. Space Research: Content and Coordination of Space Science and Technology Strategy Need to Be More Robust (No. GAO-11-722). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Roberson, K.L., 2017. Patient and Family Engagement Initiative: A Quantitative Causal-Comparative Analysis (Doctoral dissertation). University of Phoenix, Phoenix, AZ.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Pilon, M., 2014. To Go Further, Speedskaters Had to Let Go of Their Wheels. New York Times B10.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Koen, 2004).
This sentence cites two references (Koen, 2004; Mahadevan and Rica, 2005).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Mahadevan and Rica, 2005)
  • Three or more authors: (Karuppagounder et al., 2014)

About the journal

Full journal titleJournal of Financial Intermediation
ISSN (print)1042-9573
ScopeEconomics and Econometrics

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