How to format your references using the Journal of Financial Intermediation citation style

This is a short guide how to format citations and the bibliography in a manuscript for Journal of Financial Intermediation. For a complete guide how to prepare your manuscript refer to the journal's instructions to authors.

Using reference management software

Typically you don't format your citations and bibliography by hand. The easiest way is to use a reference manager:

PaperpileThe citation style is built in and you can choose it in Settings > Citation Style or Paperpile > Citation Style in Google Docs.
EndNoteDownload the output style file
Mendeley, Zotero, Papers, and othersThe style is either built in or you can download a CSL file that is supported by most references management programs.
BibTeXBibTeX syles are usually part of a LaTeX template. Check the instructions to authors if the publisher offers a LaTeX template for this journal.

Journal articles

Those examples are references to articles in scholarly journals and how they are supposed to appear in your bibliography.

Not all journals organize their published articles in volumes and issues, so these fields are optional. Some electronic journals do not provide a page range, but instead list an article identifier. In a case like this it's safe to use the article identifier instead of the page range.

A journal article with 1 author
Rempe, G., 2014. Quantum optics. A photon steers a photon with an atom. Science 345, 871.
A journal article with 2 authors
Suit, H.D., Willers, H., 2003. Comment on “Tumor response to radiotherapy regulated by endothelial cell apoptosis” (I). Science 302, 1894; author reply 1894.
A journal article with 3 authors
Tran, J., Brenner, T.J., DiNardo, S., 2000. Somatic control over the germline stem cell lineage during Drosophila spermatogenesis. Nature 407, 754–757.
A journal article with 4 or more authors
Chin, X.Y., Yin, J., Wang, Z., Caironi, M., Soci, C., 2014. Mapping polarons in polymer FETs by charge modulation microscopy in the mid-infrared. Sci. Rep. 4, 3626.

Books and book chapters

Here are examples of references for authored and edited books as well as book chapters.

An authored book
Ketring, K.L., Glaze, M.B., 2012. Atlas of Feline Ophthalmology. John Wiley & Sons, Ltd., West Sussex, UK.
An edited book
Abdelrahman, O.H., Gelenbe, E., Gorbil, G., Lent, R. (Eds.), 2016. Information Sciences and Systems 2015: 30th International Symposium on Computer and Information Sciences (ISCIS 2015), 1st ed. 2016. ed, Lecture Notes in Electrical Engineering. Springer International Publishing, Cham.
A chapter in an edited book
Chen, Y., Chen, L., Chen, Z., 2011. Generic Methods to Achieve Tighter Security Reductions for a Category of IBE Schemes, in: Bao, F., Weng, J. (Eds.), Information Security Practice and Experience: 7th International Conference, ISPEC 2011, Guangzhou, China, May 30 – June 1, 2011. Proceedings, Lecture Notes in Computer Science. Springer, Berlin, Heidelberg, pp. 40–54.

Web sites

Sometimes references to web sites should appear directly in the text rather than in the bibliography. Refer to the Instructions to authors for Journal of Financial Intermediation.

Blog post
Andrew, E., 2015. Are We Prepared For The Next Big Mediterranean Tsunami? [WWW Document]. IFLScience. URL (accessed 10.30.18).


This example shows the general structure used for government reports, technical reports, and scientific reports. If you can't locate the report number then it might be better to cite the report as a book. For reports it is usually not individual people that are credited as authors, but a governmental department or agency like "U. S. Food and Drug Administration" or "National Cancer Institute".

Government report
Government Accountability Office, 1978. Quality of Weather Forecasts and Opportunity for Improvements (No. CED-78-33). U.S. Government Printing Office, Washington, DC.

Theses and dissertations

Theses including Ph.D. dissertations, Master's theses or Bachelor theses follow the basic format outlined below.

Doctoral dissertation
Kuqi, K., 2013. A matrix-Based Method for Optimizing the User Interface Design of Electronic Medical Record Systems (Doctoral dissertation). George Washington University, Washington, DC.

News paper articles

Unlike scholarly journals, news papers do not usually have a volume and issue number. Instead, the full date and page number is required for a correct reference.

New York Times article
Billard, M., 2010. Scouting Report. New York Times E5.

In-text citations

References should be cited in the text by name and year in parentheses:

This sentence cites one reference (Rempe, 2014).
This sentence cites two references (Rempe, 2014; Suit and Willers, 2003).

Here are examples of in-text citations with multiple authors:

  • Two authors: (Suit and Willers, 2003)
  • Three or more authors: (Chin et al., 2014)

About the journal

Full journal titleJournal of Financial Intermediation
ISSN (print)1042-9573
ScopeEconomics and Econometrics

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